My Budget Bestie — budget-bestie.com
This Privacy Notice for My Budget Bestie ("we," "us," or "our") describes how and why we might access, collect, store, use, and/or share ("process") your personal information when you use our services ("Services"), including when you:
Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. We are responsible for making decisions about how your personal information is processed. If you do not agree with our policies and practices, please do not use our Services. If you still have questions or concerns, please contact us at mybudgetbestie16@gmail.com.
What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use.
Do we process any sensitive personal information? We do not process sensitive personal information.
Do we collect any information from third parties? We do not collect any information from third parties.
How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.
In what situations and with which parties do we share personal information? We may share information in specific situations and with specific third parties.
How do we keep your information safe? We have adequate organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure.
What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information.
How do you exercise your rights? The easiest way to exercise your rights is by submitting a data subject access request, or by contacting us at mybudgetbestie16@gmail.com.
We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.
Personal information provided by you. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:
Sensitive Information. We do not process sensitive information.
Payment Data. We may collect data necessary to process your payment if you choose to make purchases, such as your payment instrument number, and the security code associated with your payment instrument. All payment data is handled and stored by Stripe. You may find their privacy notice at stripe.com/privacy.
Social Media Login Data. We may provide you with the option to register with us using your existing social media account details, like your Google account. If you choose to register in this way, we will collect certain profile information about you from the social media provider.
Application Data. If you use our application(s), we also may collect the following information if you choose to provide us with access or permission:
This information is primarily needed to maintain the security and operation of our application(s), for troubleshooting, and for our internal analytics and reporting purposes.
All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.
Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your browser type, operating system, referring URLs, device name, country, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.
We do not use Google Analytics, Facebook Pixel, or any third-party analytics platform. We do not track you across websites.
❌ No advertising cookies · ❌ No tracking cookies · ❌ No cross-site profiling · ❌ No data selling
We process your personal information for a variety of reasons, depending on how you interact with our Services, including:
If you are located in the EU or UK, this section applies to you. The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. We may rely on the following legal bases:
If you are located in Canada, this section applies to you. We may process your information if you have given us specific permission (i.e., express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e., implied consent). You can withdraw your consent at any time by contacting us at mybudgetbestie16@gmail.com.
In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including for example if disclosure is required to comply with a subpoena, warrant, or court order.
We may need to share your personal information in the following situations:
We do not sell your personal data. We do not share your financial information (expenses, budgets, goals, debts) with any third party except as required to provide the service (e.g., AI insights via Anthropic — see Section 6).
We may use cookies and similar tracking technologies (like web beacons and pixels) to gather information when you interact with our Services. Some online tracking technologies help us maintain the security of our Services and your account and prevent crashes, fix bugs, save your preferences, and assist with basic site functions.
We only use essential cookies — specifically a secure HTTP-only authentication cookie to keep you logged in. We do not use advertising, tracking, or analytics cookies.
Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Policy.
📖 Read our full Cookie Policy for complete details on every cookie we use and don't use.
As part of our Services, we offer products, features, or tools powered by artificial intelligence, machine learning, or similar technologies (collectively, "AI Products"). These tools are designed to enhance your experience and provide you with personalised financial insights. The terms in this section apply specifically to your use of our AI Products.
Use of AI Technologies
We are the controller of your personal information processed in connection with our AI Products. We use the personal information you provide us — specifically your expense data, budget information, and financial goals — to generate personalised AI insights. We have implemented measures designed to ensure the security of your data when processing AI-related requests.
Our AI Products are powered by:
Opting out of AI insights
AI-powered insights are available to premium subscribers only. You can disable AI insights at any time from Settings → Notifications → AI Insights. When disabled, no financial data is sent to Anthropic and no insights are displayed on your dashboard.
How We Process Your Data in Connection with AI Products
All AI features process information as follows:
Our Services offer you the ability to register and log in using your third-party social media account details (like your Google logins). Where you choose to do this, we will receive certain profile information about you from your social media provider.
The profile information we receive may vary depending on the social media provider, but will often include your name, email address, and profile picture.
We will use the information we receive only for the purposes that are described in this Privacy Notice or that are otherwise made clear to you on the relevant Services. Please note that we do not control, and are not responsible for, other uses of your personal information by your third-party social media provider. We recommend that you review their privacy notice to understand how they collect, use, and share your personal information.
We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).
When you have an active account, your personal information and financial data are retained for as long as your account exists. When you delete your account via Settings → Delete Account, all of your data — including your profile, expenses, budgets, goals, debts, and folders — is permanently and immediately deleted from our servers. We do not retain backups of deleted account data.
When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible, we will securely store your personal information and isolate it from any further processing until deletion is possible.
We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. These measures include:
However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.
We do not knowingly collect, solicit data from, or market to children under 18 years of age, nor do we knowingly sell such personal information. By using the Services, you represent that you are at least 18 years of age or that you are the parent or guardian of such a minor and consent to such minor dependent's use of the Services.
If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at mybudgetbestie16@gmail.com.
If you are located in the EEA, UK, or Switzerland, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time. These rights include:
If you believe we are unlawfully processing your personal information, you also have the right to complain to your EU Member State data protection authority, the UK data protection authority, or the Swiss data protection authority.
If we are relying on your consent to process your personal information, you have the right to withdraw your consent at any time. You can withdraw your consent by contacting us at mybudgetbestie16@gmail.com or by updating your preferences in your account settings.
If you would at any time like to review or change the information in your account or terminate your account, you can:
Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases immediately.
If you are located in Australia or New Zealand, you have the right to access, correct, or request deletion of your personal information. You may also complain to the Office of the Australian Information Commissioner at oaic.gov.au or the New Zealand Privacy Commissioner at privacy.org.nz.
If you are located in South Africa, you have the right to access, correct, or request deletion of your personal information under the Protection of Personal Information Act (POPIA). You may also contact the Information Regulator at inforegulator.org.za.
Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected.
At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online.
However, because we do not use tracking, advertising, or analytics cookies — and we do not build profiles of your behaviour across websites — the practical effect is that your browsing within our app is not tracked regardless of your DNT setting.
If you are a resident of California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Montana, New Hampshire, New Jersey, Oregon, Tennessee, Texas, Utah, or Virginia, you may have the right to request access to and receive details about the personal information we maintain about you and how we have processed it, correct inaccuracies, get a copy of, or delete your personal information.
You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law.
| Category | Collected |
|---|---|
| Identifiers (name, email) | Yes |
| Financial information (expenses, budgets, goals) | Yes — entered by you |
| Internet/network activity | No (no analytics) |
| Geolocation data | No |
| Biometric information | No |
| Sensitive personal information | No |
California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes. We do not disclose personal information to third parties for direct marketing purposes.
To exercise these rights, you can:
We will respond to your request within 45 days of receipt.
If you are located in Canada, you may have the right under Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) or applicable provincial privacy laws to request access to and receive details about the personal information we maintain about you, correct inaccuracies, or request deletion of your personal information. You may also withdraw any consent you have given us to process your personal information.
To exercise these rights, contact us at mybudgetbestie16@gmail.com. We will respond within 30 days.
We collect and process your personal information under the obligations and conditions set by the Australian Privacy Act 1988 and the New Zealand Privacy Act 2020. This Privacy Notice satisfies the notice requirements defined in both Acts.
If you think we are in breach of Australian or New Zealand privacy law, you have the right to make a complaint. We commit to resolving your complaint within 30 days. If you are unsatisfied with our response, you may contact the relevant authority (see Section 11).
Yes, we will update this notice as necessary to stay compliant with relevant laws. When we update this Privacy Notice, we will update the "Last updated" date at the top of this page. If we make material changes, we may also notify you by posting a notice in the app or by sending you an email.
We encourage you to review this Privacy Notice frequently to be informed of how we are protecting your information.
If you have questions or comments about this notice, you may contact us by post or email:
My Budget Bestie
2671 Norberry Crescent
Ottawa, Ontario K1V 6N3
Canada
mybudgetbestie16@gmail.com
Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, details about how we have processed it, correct inaccuracies, or delete your personal information.
You have the following options:
We will respond to your request within 30 days.